Contents

Privacy Policy

Last Updated:05 February 2026

This Privacy Policy explains how AMA.ms, operated by EXCT Inc., a Florida corporation, ("AMA," "we," "us," "our") collects, uses, and shares information when you use our website, apps (if any), and related services (together, the "Platform").

If you do not agree with this Privacy Policy, please do not use the Platform.

Scope and Updates

This Privacy Policy applies to information we collect:

when you create an account or use the Platform

when you submit questions (Requests) or create video replies

when you interact with us (support, email, social, etc.)

automatically through cookies and similar technologies

Third-party services

The Platform may include links to or integrations with third-party services (for example, Stripe or social platforms). Those third parties handle your information under their own policies. We are not responsible for their privacy practices.

Changes

We may update this Privacy Policy from time to time. If we make material changes, we will post the updated policy and change the Last Updated date. Your continued use of the Platform after changes take effect means you accept the updated policy.

Information We Collect

We collect information in three ways: (a) information you provide, (b) information collected automatically, and (c) information from third parties.

2.1 Information you provide

Account and profile information

When you create an account, we collect information such as:

name (or display name), username

email address

password (stored in a hashed form)

optional profile details you add (bio, profile photo, links to social profiles, etc.)

Requests and content

We collect the information you submit on the Platform, including:

the text of questions/Requests

any attachments you upload (if enabled)

video replies you upload or record

messages or communications sent through the Platform (if enabled)

ratings/reviews and feedback

Anonymous option

If the Platform offers anonymous Requests, we may not show your name to the recipient user. However, we still associate the Request with an account internally for safety, fraud prevention, customer support, and legal compliance.

Support and communications

If you contact us (email, forms, chat), we collect what you send (your message, contact details, and any attachments).

2.2 Payment and payout information

Payments (Fans)

When you pay for a Request, payment is processed by our payment provider (for example, Stripe). We do not store full card numbers. We receive limited details such as payment status, payment method type, last four digits (if provided), and transaction identifiers.

Authorization holds

To support our payment flow, we may place an authorization hold at checkout and capture payment only after a video reply is delivered. This means transaction status information may appear as pending before capture.

Withdrawals (Creators)

You can create a profile and receive Requests without connecting a payout method.

If you choose to withdraw earnings, you will connect a payout account with our payment provider. The payment provider may collect identity verification details (KYC), bank details, and tax information as required by law.

Stripe as independent controller

Stripe acts as an independent controller of personal data for the purposes of payment processing, fraud prevention, and identity verification. This means Stripe may use and retain personal data for its own compliance and risk obligations, in accordance with Stripe's own privacy policy and legal requirements.

2.3 Information collected automatically

When you use the Platform, we automatically collect certain data, including:

Device and log data: IP address, device identifiers, browser type, OS, language, timestamps, and error logs.

Usage data: pages viewed, clicks, scrolls, referral URLs, session activity, and feature usage.

Approximate location: derived from IP address (not precise GPS unless you explicitly enable it in a supported app feature).

Email engagement: if we send emails, we may track opens/clicks to measure performance.

We may treat this data as personal data when required by law or when it can be linked to you.

We keep payment and transaction records as required for legal, accounting, and fraud-prevention purposes.

2.4 Information from third parties

We may receive information from third parties such as:

social login providers (if you use them)

analytics and advertising partners (for marketing performance)

payment providers (transaction results, risk/fraud signals)

We do not verify user identities at this time. Please use your own judgment when interacting with any account.

Cookies and Tracking Technologies

We use cookies and similar technologies (pixels, SDKs) for:

Essential functions: login/session, security, fraud prevention

Preferences: language, settings

Analytics: understand how the Platform is used and improve performance

Marketing: measure ads and show AMA ads on other platforms (where allowed by law)

Your choices

You can control cookies in your browser settings and, where required, via our cookie banner/preferences tool.

If you block cookies, some features may not work properly (like staying logged in).

If you are in a region where consent is required for certain cookies (for example, the EU/EEA/UK), we will request consent before placing non-essential cookies.

How We Use Information

We use information for the following purposes:

To provide the Platform

create and manage accounts

show profiles, enable Requests and video replies

deliver content and notifications

provide ratings/reviews features

To process payments and withdrawals

support authorization holds and captures

complete transactions

record balances and earnings

facilitate withdrawals through our payment provider

To keep the Platform safe

prevent fraud, spam, and abuse

enforce our Terms

support creator features like declining Requests and blocking users

run automated checks (including AI) to reduce harassment/hate/nudity and other inappropriate content

If your content is removed or your account is restricted by our automated systems, you may request a human review by contacting support@ama.ms. Decisions are made to ensure compliance with our Terms and safety standards.

To communicate with you

service messages (receipts, security alerts, feature updates)

support replies

policy changes

For marketing (where allowed)

send promotional emails if you opt in (or where permitted)

measure campaign performance

For legal and compliance reasons

comply with lawful requests

maintain records for accounting, tax, fraud prevention, and dispute handling

We process your data under the following legal grounds:

Contractual Necessity: To provide the Platform and process payments.

Legitimate Interests: For security, fraud prevention, and platform improvement.

Legal Obligation: To comply with tax, accounting, and lawful requests.

Consent: Where you have given explicit permission (e.g., marketing or non-essential cookies).

How We Share Information

We do not sell your personal information as a sale for money in the traditional sense. We share information only as described below.

5.1 With other users (Platform functionality)

When you submit a Request, we share the Request content with the user you are requesting.

If you choose anonymous Requests (when available), we do not show your name to the recipient user, but we still may share the Request content and necessary context for delivery.

5.2 With service providers

We share information with vendors that help us operate the Platform (hosting, storage, customer support, email delivery, analytics). They are required to protect your data and use it only for providing services to us.

5.3 With payment providers

We share necessary information with our payment provider (for example, Stripe) to:

process payments and authorization holds

capture and refund payments

handle withdrawals

comply with identity verification and fraud prevention requirements

5.4 With analytics and advertising partners

We may share limited information (such as device identifiers, event data, or hashed identifiers) with partners to:

measure site/app usage

measure ad conversions

run marketing campaigns (where allowed)

You can control some of this through cookie preferences and ad settings.

We may disclose information if required by law, legal process, or to protect rights, safety, and security (for example, fraud investigations, abuse reports, or threats of harm).

5.6 Business transfers

If we are involved in a merger, acquisition, financing, or sale of assets, information may be transferred as part of that transaction, subject to reasonable safeguards.

5.7 Corporate Reorganization and Jurisdictional Transfer

In the event of a corporate reorganization or change in the legal entity operating the Platform, your personal information may be transferred to an affiliate or successor entity. You acknowledge that this may involve the transfer of your data to a new legal entity located in a different jurisdiction (including outside of the United States). Such transfers will be conducted in accordance with this Privacy Policy and applicable data protection laws.

Your Rights (GDPR / EEA / UK and Similar Laws)

If you are in the EU/EEA/UK (or another region with similar laws), you may have rights such as:

access to your data

correction

deletion

restriction

portability

objection to processing

withdrawal of consent (where processing is based on consent)

complaint to a supervisory authority

To exercise your rights, contact us at support@ama.ms. We will respond to your request within 30 days. To protect your privacy, we will verify your identity before fulfilling the request (e.g., by matching your email or requiring you to be logged in). You have the right to appeal any decision regarding your request by contacting us again.

Your Choices

Email marketing

You can unsubscribe from marketing emails at any time using the link in the email. We may still send service/transaction emails.

Cookies

Use cookie settings (where available) and browser controls to manage cookies.

Targeted advertising

You may be able to opt out of interest-based ads via your device settings or industry opt-out tools, depending on your region.

Account info

You can update certain profile details in your account settings.

Data Retention

We keep personal data only as long as necessary for the purposes in this policy, including:

to provide the Platform

to comply with legal obligations

to resolve disputes

to prevent fraud and abuse

Typical examples:

Account Data: Kept while your account is active; deleted or anonymized within 90 days after account closure, unless required for legal or fraud purposes.

Transaction Data: Kept for 7 years to comply with Florida and federal tax and accounting laws.

Safety & Abuse Records: Kept as long as necessary to prevent repeat abuse and protect our community.

Data Security

We use reasonable technical and organizational safeguards to protect data (encryption in transit, access controls, monitoring). No system is 100% secure, so we cannot guarantee absolute security. Please keep your password secure and contact us if you suspect unauthorized access.

Children's Privacy

The Platform is not intended for children under 16 (or the minimum age required by law in your country). We do not knowingly collect personal information from children under that age. If you believe a child has provided us data, contact us and we will take steps to delete it.

International Data Transfers

Your information may be processed in the EU and in other countries where we or our service providers operate. Where required, we use appropriate safeguards (such as Standard Contractual Clauses) for cross-border transfers.

Contact Us

For questions or requests about privacy, contact:

EXCT Inc.

7901 4TH ST N STE 300

ST. PETERSBURG, FL 33702

Email: support@ama.ms

California Privacy Notice (CCPA/CPRA)

This section applies only to California residents.

Notice at Collection

We collect categories of personal information described in this policy. We do not sell your personal information for money. However, we may share identifiers (like your IP address) with advertising partners for cross-context behavioral advertising. You can opt out by using a Global Privacy Control (GPC) signal in your browser.

Sources of Data

We collect data directly from you, automatically via cookies, and from third-party partners like Stripe or social media platforms.

Your Rights

As a California resident, you have the right to:

(1) Know what data we collect,

(2) Delete your data,

(3) Correct inaccurate data, and

(4) Opt out of sharing of your data for ads.

To exercise these rights, email support@ama.ms. We will verify your request by matching the email address of your account.